General conditions of sale GrowthEdgeHub.net

Here’s a clean, India-appropriate Terms & Conditions draft for your website selling courses + digital products, including your 100% refund policy for courses. You can paste this into your site and tweak names/details.

📄 Terms & Conditions

Effective Date: [Add Date]
Website: www.growthedgehub.net

Welcome to Growth Edge Hub. By accessing or purchasing from this website, you agree to the following terms.

1. 📘 Nature of Services

We provide:

Online courses (digital learning content)
Digital products (ebooks, templates, resources)

All products are delivered digitally—no physical shipping.

2. 👤 User Eligibility

By using this website, you confirm:

You are at least 18 years old, or using under parental guidance
You provide accurate information during purchase

3. 💳 Payments

All payments are processed securely via third-party gateways
Prices are listed in INR (₹) unless stated otherwise
We reserve the right to change pricing at any time

4. 🔐 Account & Access

You are responsible for maintaining login credentials
Sharing accounts or course access is strictly prohibited
We may suspend access if misuse is detected

5. 📚 Course Access

Courses are for personal use only
Lifetime or limited access depends on the plan purchased
Content may be updated or modified over time

6. 💰 Refund Policy (Courses)

We offer a 100% money-back guarantee on courses under the following condition:

You must complete 100% of the course content
If you still find it not useful, you can request a refund within 30 days of purchase

Refund Rules:

Request must be made within [7–14 days] of course completion
Proof of completion may be required
Refunds are processed within 5–10 business days

7. ❌ Refund Policy (Digital Products)

Due to the nature of digital downloads, no refunds are provided
Once purchased, digital products are considered non-returnable

8. 📥 Intellectual Property

All content is owned by Growth Edge Hub
You may not:
- Resell
- Share
- Distribute
- Reproduce

Violation may lead to legal action.

9. 📊 Earnings Disclaimer

We do not guarantee income or results
Results depend on individual effort, skills, and application
Any examples shown are for educational purposes only

10. ⚠️ Limitation of Liability

We are not liable for:

Loss of income or profits
Business decisions based on our content
Technical issues beyond our control

11. 🔄 Changes to Terms

We may update these terms at any time. Continued use means acceptance of changes.

12. 📧 Contact

For support or queries:
📧 support@growthedgehub.net

⚖️ Important (for India compliance)

This structure aligns broadly with:

Information Technology Act, 2000
Consumer Protection Act, 2019